Simple way to join and submit your claim
Register
Complete RURIs registration process to become a Member
Submit a Claim
Select your desired MAP Program(s) and provide necessary documents, such as medical diagnoses and test results, to file a claim
Review & Score
Claim scorers will assess the claim ensuring all documentation is in order, and provide a score based on various factors, including document verification
Vote & Approve
Members have the power to vote and decide on approving claims based on the credibility of the case. Members can also vote to initiate further investigations
Receive Community Support
Total approved claim payout + contributions (administration and direct) equally from all Members and auto-deducted from Members digital wallets all via smart contract
What do Members need to know before submitting a claim for the Simple Critical Illness Program?
Members can file a claim three (3) months after joining the Simple Critical Illness Program
Members can make up to three claims for three different conditions
Each condition is considered a singular ailment for a claim
A new claim needs to be filed for each separate condition
Members need to provide necessary documentation as required by the Program, including, but not limited to, diagnosis and test results, prepared by the Member's doctor
Risks and Limitations
Not Insurance & No Tax Deductions
RURI MAP is not an insurance product, does not qualify for tax deductions, and is not regulated under Sri Lanka’s Insurance Act.
Limited Payouts
If the total contributions are insufficient, payouts may be reduced.
Risk of Increased Contributions
Claims may exceed initial projections, requiring higher contributions from members.
Non-Refundable Contributions
Members can leave RURI MAP at any time, but contributions made to the pool are non-refundable.
Pilot Program Uncertainty
Since RURI MAP is a 1-year pilot experiment, the platform may be discontinued if the pilot is unsuccessful.